Simplifying the Complicated

At FitFin, we work hard to make things simple. Ironically, making them simple has been at times complicated. But we think it’s well worth it.

With FitFin, your budget doesn’t have to be complicated either. Our philosophy is simple: Everyone has three buckets of money:

1. Take-home pay – this is the money you bring home however often you get paid. This is your after-tax money to live on.

2. Fixed expenses – these are your expenses that consistently stay the same amount each month. Here are examples of what fixed expenses might include:

5 Things You'd Rather Do Than Review Your Budget

Budgeting ranks right up there with root canals and changing the wax seal under your toilet. In fact, a recent Gallup Poll found that only 1/3 of Americans even have a budget. Why is this? Because they’re not fun and exciting; they’re boring and, frankly, sometimes depressing. To prove my point, here are five things you’d probably rather do than look at your budget. Be honest—at least a few of these, if not all, are true.

1.Clean the ________.  Fill in the blank with gutters, garage, sump pump—it doesn’t matter.  You’d rather clean it than review the finances.